These are the GLP-1 telehealth programs that handle insurance billing for brand-name Wegovy and Zepbound, plus help with prior authorization. Programs are ranked by membership fee — your final medication cost depends on your plan.
Who this list is for
Insured shoppers looking to use coverage for brand-name GLP-1 medication.
Ranked programs
| Provider | All-in monthly | Semaglutide | Tirzepatide | Compounded vs brand | Insurance accepted? | Last verified | |
|---|---|---|---|---|---|---|---|
| $0/mo + Rx | Visit cost + medication via insurance or pharmacy | Visit cost + medication via insurance or pharmacy | Brand-name | Yes | See pricing → | ||
| $79/mo + Rx | Brand cost varies | Brand cost varies | Both | Yes | See pricing → | ||
| $99/mo + Rx | Brand pricing — varies with insurance | Brand pricing — varies with insurance | Both | Yes | See pricing → | ||
| $99/mo + Rx | Wegovy via insurance — varies | Zepbound via insurance — varies | Brand-name | Yes | See pricing → | ||
| $1649/mo + Rx | Brand only — varies | Brand only — varies | Brand-name | Yes | See pricing → |
Why we ranked them this way
- Insurance coverage of brand-name GLP-1 has tightened in 2025–2026. Most plans require BMI ≥ 30 (or ≥ 27 with comorbidity) and step therapy through diet and exercise.
- Programs that handle prior auth for you are worth the membership fee if your plan covers brand-name GLP-1 — out-of-pocket cost can drop from $1,000+/month to a $25–$75 copay.
- If your plan doesn’t cover GLP-1 for weight loss, the membership fee is wasted — call your insurer first to confirm.
The picks in detail
Sesame Care
Best for: Low upfront consult fee — pay-per-visit shoppers.
Watchout: Marketplace model — provider quality varies; confirm credentials before booking.
Pricing: $0/mo membership + medication — semaglutide visit cost + medication via insurance or pharmacy, tirzepatide visit cost + medication via insurance or pharmacy.
Mochi Health
Best for: Brand-name access where insurance can apply.
Watchout: Final cost depends heavily on insurance and pharmacy.
Pricing: $79/mo membership + medication — semaglutide brand cost varies, tirzepatide brand cost varies.
WeightWatchers
Best for: Brand-name GLP-1 with behavioral program and insurance billing.
Watchout: Total cost depends on insurance — without coverage, brand-name medication is $500-$1,300/mo.
Pricing: $99/mo membership + medication — semaglutide brand pricing — varies with insurance, tirzepatide brand pricing — varies with insurance.
Ro
Best for: Brand-name access with a polished telehealth UX.
Watchout: Brand-name medication is expensive without insurance — confirm coverage first.
Pricing: $99/mo membership + medication — semaglutide wegovy via insurance — varies, tirzepatide zepbound via insurance — varies.
Calibrate
Best for: Coaching-heavy, behavior-change-first program.
Watchout: Higher overall cost — best when you'll use the coaching.
Pricing: $1649/mo membership + medication — semaglutide brand only — varies, tirzepatide brand only — varies.
Frequently asked questions
Will my insurance cover Wegovy or Zepbound?
Coverage varies. Most large-employer plans cover brand-name GLP-1 for weight loss with prior authorization and BMI documentation. Marketplace and small-group plans cover less consistently. Call the number on the back of your insurance card before paying any membership fee.
How long does prior authorization take?
Typically 5–14 business days, but it can stretch to 30+ days if the insurer requires additional documentation or denies the first request. Programs that specialize in GLP-1 have prior-auth packages they submit on day one to shorten this.
What if my prior auth is denied?
You can appeal. Programs experienced with GLP-1 prior auth typically handle the appeal for you. If appeals fail, switching to compounded GLP-1 cash-pay is the most common fallback.
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